Wines, spirits and beer industry insurance
We arrange insurance for all aspects of the drinks industry, from distillers and brewers to importers and wholesalers.
From grape to grain, and everything in between
Want to speak to someone?
Call this number 0207 251 6821
Get a quote now
Tailored cover for
Insurance for wine importers
Insurance for wine wholesalers and distributors
Insurance for wine merchants
Insurance for vintners
Insurance for distillers and micro-distillers
Insurance for distilleries
Insurance for spirits manufacturers
Insurance for spirits importers
Insurance for spirits wholesalers and distributors
Insurance for bonded warehouses
Insurance for brewpubs
Insurance for breweries
Insurance for microbreweries
Insurance for craft breweries
Insurance for beer importers
Insurance for beer wholesalers and distributors
Insurance for drinks manufacturers
Insurance for drinks wholesalers and distributors
Insurance for soft drinks manufacturers
Insurance for soft drinks wholesalers and distributors
Insurance for bottlers canners and labellers
What covers can I include?
Third-party liability including for slips, trips, falls and lifting injuries
Employer’s Liability insurance for your staff including temporary workers
Cover for your Buildings and any other structures you are responsible for
Loss or damage to Contents, Plant and Machinery, Stock and Merchandise
Loss of Revenue caused by an interruption to your business activities
Cover while attending festivals exhibitions and trade shows
Exposure of stock to extreme temperatures
Theft of or damage to stock at its future value
Duty liability cover
Duty deferment guarantee bonds
Product recall insurance
Marine cargo insurance
Insurance for stock stored in bonded warehouses
Want to speak to someone?
Call this number 0207 251 6821
Get a quote now
Frequently asked questions
Why do I need Public Liability insurance for my drinks business?
If you cause injury to another person or cause damage to their property, then they may make a claim against you for compensation. Public Liability insurance will cover you for any compensation award made against you plus the legal fees to defend you.
What is Employer’s Liability insurance and do I need it?
If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):
What about if I sell a product and it turns out to be contaminated?
Public liability insurance extends to include cover for products liability, which protects you from claims made against you caused by the sale of faulty products, including from contamination.
What other insurance cover might I need for my drinks business?
The answer to this depends on how your business operates. For example, if you are responsible for the buildings your business operates from, then you will need to arrange buildings insurance. You might be a brewer or distiller using pressured equipment that needs an annual inspection, in which case you will need an engineering inspection policy. You may have stock stored on site or in a separate location such as a warehouse, in which case you need to arrange insurance cover for your stock. You may also want to arrange insurance cover for a drop in business income caused by an unforeseen insured event. Cover for all of these things and more can be included within your insurance quote from us.
What else can we do for you?
We can also arrange cover for the following:
Inspection of plant and machinery including pressurised vessels
Engineering insurance including cover for equipment breakdown
Business travel insurance
Personal Accident insurance
Management Liability (Directors & Officers insurance)
Cyber Risks
Want to speak to someone?
Call this number 0207 251 6821
Get a quote now
Are you an Insurance Broker looking to place business with us?
Our BAHIS Fitness and Gyms scheme for Gyms and Fitness and Health Clubs is available to wholesale brokers, subject to us having a Terms of Business Agreement in place with you first. Please either call us or complete the callback form below and we will be in touch.
Why Clear?
Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.
Trade specialists
We offer broad and bespoke sector specialist insurance solutions for peace of mind.
Chartered status
In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.
Exceptional service
We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.
The bigger picture
Stay informed about insurance news and its impact on you and your business
- Wholesale & distribution
- Wines, spirits and beer industry
- Retail
- Manufacturing